Fee Schedule
We have the financial solutions to help you meet your goals.
Learn about our schedule of fees for a variety of services.
| Share Account Fees | |
|---|---|
| Christmas club early withdrawal | $10 if closed prior to 10/1 |
| Summer savings early withdrawal | 5% of balance if closed before 6/15 |
| Share Draft Fees | |
|---|---|
| NSF fee | $25 per item returned |
| Wire Transfer & Card Fees | |
|---|---|
| Wire Transfer (incoming) | $10 per wire |
| Wire Transfer (outgoing) | $20 per transfer |
Wire Transfer (international - incoming) | $10 per transfer |
Re-issue of Debit and/or Credit Cards | None |
ATM Withdrawal Fee | 2 Free a month, $1 per transaction after that |
| Gift Cards - Visa | $2.50 |
Incidental Replacement Pins | $3 each |
| Incidental Replacement of Debit and/or Credit Cards | $10 each |
| Other Fees | |
|---|---|
Dormant Accounts* | $5 per quarter regardless of balance |
| Stop payment | $25 per item |
| Account research | $15 per hour |
| Check copy | $2 each |
| Return ACH | $25 |
| Return Deposit | $10 per item |
| Home Banking - Bill Payment | $5 per month for unlimited transactions |
Third Party Checks Fee | 1 Free a day, $1 per check after that |
Return Mail for Incorrect Address | $5 one-time charge |
Additional requests of statements | $.50 cents per page - official statements |
*Cecil County School Employees’ Federal Credit Union considers an account dormant when there has been no deposit or withdrawal on the account for a period of 6 months. At that time, dormancy notices are sent to inform you of your account status and a dormant account fee is assessed each quarter your account is dormant (see Rate & Fee Schedule for details). You can reactivate your account by making a deposit or withdrawal at least once every 6 months. If you fail to respond to our notices after 3 years of account dormancy, Maryland State Law requires us to send all funds in your account to the State of Maryland as abandoned property. The reclaim your property, you must submit a request to the Unclaimed Property Unit of the State of Maryland. Fees effective 2/1/2022.