Fee Schedule

We have the financial solutions to help you meet your goals.

Learn about our schedule of fees for a variety of services.

Share Account Fees
Christmas club early withdrawal$10 if closed prior to 10/1
Summer savings early withdrawal5% of balance if closed before 6/15
Share Draft Fees
NSF fee

$25 per item returned

Wire Transfer & Card Fees
Wire Transfer (incoming)

$10 per wire

Wire Transfer (outgoing)$20 per transfer

Wire Transfer (international - incoming)

$10 per transfer

Re-issue of Debit and/or Credit Cards


ATM Withdrawal Fee

2 Free a month, $1 per transaction after that

Gift Cards - Visa$2.50

Incidental Replacement Pins

$3 each

Incidental Replacement of Debit and/or Credit Cards$10 each

Other Fees

Dormant Accounts*

$5 per quarter regardless of balance

Stop payment$25 per item
Account research$15 per hour
Check copy$2 each
Return ACH$25
Return Deposit$10 per item
Home Banking - Bill Payment$5 per month for unlimited transactions

Third Party Checks Fee

1 Free a day, $1 per check after that

Return Mail for Incorrect Address

$5 one-time charge

Additional requests of statements

$.50 cents per page - official statements

*Cecil County School Employees’ Federal Credit Union considers an account dormant when there has been no deposit or withdrawal on the account for a period of 6 months.  At that time, dormancy notices are sent to inform you of your account status and a dormant account fee is assessed each quarter your account is dormant (see Rate & Fee Schedule for details). You can reactivate your account by making a deposit or withdrawal at least once every 6 months.  If you fail to respond to our notices after 3 years of account dormancy, Maryland State Law requires us to send all funds in your account to the State of Maryland as abandoned property.  The reclaim your property, you must submit a request to the Unclaimed Property Unit of the State of Maryland.  Fees effective 2/1/2022.