Share Draft Checking

Lots of financial institutions claim to offer free checking.
We actually deliver on that promise.

Our share draft accounts have no minimum balance requirements, no monthly fees, and no per-check fees.


With a Checking Account from CCSEFCU

Say Yes to No this spring season by opening a CCSEFCU Checking Account. NO frills, NO fees,
NO balance minimum requirements. Say YES to all of the benefits our accounts provide – Debit Card, Online and Mobile Banking, and overdraft protection*. No monthly maintenance fees and no minimum or maximum balance requirements. Want to have NO paper? Go green by signing up for eStatements and get digital copies of your monthly account activity that you can view, search, download, and print.**

Sometimes NO is a good thing. Call, or stop in today and say YES to a Checking Account with Cecil County Schools Employees’ FCU.

* A $300 minimum share balance required for free overdraft protection. **Members will only be able to view statements from the month AFTER they sign up.

Regular Checking

You’ll earn dividends on balances over $100, and you can access your money conveniently with paper checks and a free Visa debit card. Use your debit card at stores, restaurants and online merchants to have your purchases deducted directly from your account. And use it at ATMs to get cash too.

Silver Advantage

Members lucky enough to be age 60 or over get all the benefits of our regular checking accounts. 

Included with your regular checking account are free checks (in blue, yellow, or rose).

Overdraft Protection

Rather have paper checks than rubber ones? With our free overdraft protection service, available on both of our checking accounts, we’ll automatically transfer money from your share account to cover any insufficient funds.
(A $300 minimum share balance is required to access this service.)