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Home Equity Loans

Does your home need fixing,or are you fixing to get a new home? You can accomplish one or both with our real estate loans.

Home Equity Line of Credit
Using your home as collateral,you can borrow up to $50,000 for home improvements,tuition,a car,a vacation and more. You'll get an extra-low rate,and your interest may be tax deductible. (Ask your tax advisor for details.) Choose from 2 options:

  • A fixed-rate loan with a term of 5 to 7 years
  • A variable-rate line of credit (rate adjusts quarterly) with a 5-year draw and a 7-year payback period

Both loans have rates based on the Prime Rate printed in the Wall Street Journal.

Please apply in person.

Check interest rates.



  203 Booth Street
Elkton,MD 21921
410.398.0032 fax
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