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Fee Schedule

Share Account Fees  
Christmas club early withdrawal $10 if closed prior to 10/1
Summer savings early withdrawal 5% of balance if closed before 6/15
Share Draft Fees  
NSF fee $28 per item returned
NSF fee $23 per item covered same day
Other Fees  
Wire Transfer (incoming) Pass-thru fee only
Wire Transfer (outgoing) $20 per transfer
Wire Transfer (international - outgoing) $30 per transfer
Inactive Account $3 per quarter with min. balance under $25
Stop payment $25 per item
Account research $15 per hour
Check copy $2 each
Return ACH $25
Return Deposit $10 per item
Incidental Replacement of Debit and/or Credit Cards $10 each
Re-issue of Debit and/or Credit Cards None
Home Banking - Bill Payment $5 per month for unlimited transactions
Certified Check/Money Order $1
Special Delivery/Handling Mail to Members Pass thru fee only
Third Party Checks Fee 1 Free a day,$1 per check after that
Return Mail for Incorrect Address $5.00 one time charge
ATM Withdrawal Fee 2 Free a month,$1 per transaction after that
Western Union Pass thru fee only
Western Union International Pass thru fee only
Gift Cards - Visa $2.50
Gift Cards - American Express $3.95

  203 Booth Street
Elkton,MD 21921
410.398.0032 fax
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