Return to Home Page


Complete our online loan application to apply.

Education Loans

College can be expensive. That’s why we offer education loans to our members and their families. To show your commitment to higher learning,please provide us with a statement of your or your family member’s intent to attend classes,listing tuition and other course-related expenses. (Proof of attendance,such as a canceled check or a grade report is required after disbursement.)

Traditional Education
This run-of-the-mill loan can be used by anyone in school. Borrow up to $5000 per year,to a maximum of $15,000.

Check interest rates. Apply online.

Interest-Only Student
These special loans are granted to full-time students with a parent or guardian as the co-signer. Only interest payments are required as long as the student is in school full time. After he or she heads out into the “real world,” the loan is converted to a traditional loan in the student’s name.

  • Borrow up to $2500 per year freshman and sophomore year.
  • Borrow up to $5000 per year junior and senior year.

Graduate students may borrow on a case-by-case basis.

Please apply in person. Be sure to check out our scholarships as well.

Check interest rates. Apply online.

Want to know what your monthly payments will be? Check out our loan calculator.

Credit Life and Credit Disability insurances are available on all loans. Click here for details.


  203 Booth Street
Elkton,MD 21921
410.398.0032 fax
home | about us | loans | deposit products | account access | other services | rates & fees | resources | privacy policy | site map
become a member | news & promotions | newsletters | loan application | financial planning center | useful calculators

Learn how to shop more safely online with Verified by Visa
©2019 All Rights Reserved   Website by Epic Marketing Consultants Corp.

If you have problems accessing this site,including problems using a screen reader,please call (410) 398-6921
or email: for assistance and to report the issue.