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Share Draft Checking

Click here to reorder checks online.

Lots of financial institutions claim to offer free checking. We actually deliver on that promise. Our share draft accounts have No minimum balance requirements,No monthly fees,and No per-check fees.

Regular Checking
You’ll earn dividends on balances over $100,and you can access your money conveniently with paper checks and a free Visa debit card. Use your debit card at stores,restaurants and online merchants to have your purchases deducted directly from your account. And use it at ATMs to get cash too.

Silver Advantage
Members lucky enough to be age 60 or over get all the benefits of our regular checking accounts plus free checks (in blue,yellow,or rose).

Overdraft Protection
Rather have paper checks than rubber ones? With our free overdraft protection service,available on both of our checking accounts,we’ll automatically transfer money from your share account to cover any insufficient funds. (A $300 minimum share balance is required to access this service.)

Come in today to open your share draft account.


  203 Booth Street
Elkton,MD 21921
410.398.0032 fax
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