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Cecil County School Employees FCU Enewsletter

In this Issue

Get Financially Fit while Getting Physically Fit
arrow New Branch Hours
arrow The Kelly Group
arrow Skip-a-Pay for a Summer of Savings
arrow Summer Fun!
arrow Stay Secure with
Chip Cards
arrow Spring into Lower Payments
arrow Holiday Schedule

Hours and Locations

203 Booth Street
Elkton, MD 21921

Our representatives are available Monday through Friday during the
following times:

8:00 a.m. to 4:30 p.m.


North East:
3135 Biggs Highway,
Suite #6
North East, MD 21901

Our representatives are available Monday through Friday during the
following times:

Monday thru Thursday
12:00 p.m. - 4:30 p.m. EST
12:00 p.m. - 5:30 p.m. EST



NEW: ATM Now Available!





Get Financially Fit while Getting Physically Fit

Itís time to get in the zone with low payments and a healthy lifestyle. Any Auto Loan funded over $15,000 will get a FREE Fitbit! Offer ends May 31st.

Besides the FREE Fitbit for qualified loans, all Auto Loans still receive our exceptional rates and terms:

  • Get pre-approved before you shop
  • Rates as low as 1.89% APR* for new cars
  • Rates as low as 2.99% APR* for pre-owned cars
  • Flexible terms up to 72 months
  • Motorcycle and RV financing available
  • Reduce your monthly payments with refinancing options**
  • Donít miss out on this limited time offer. Applying is easy Ė simply stop by, apply online at www.ccsefcu.org/vehicle.htm, or call us at (410) 398-6921 to get started. Remember, the Credit Union offers discounted GAP protection which is a smart option to manage the rising cost of vehicles, fast depreciation, and longer vehicle loan terms. Speak with a Member Services Representative for information on how to make sure that your vehicle is covered.

    *The rates stated above available with approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate. Rates are valid as of January 1, 2016 and are subject to change without notice. The stated rate is based on a .25% discount for automatic loan payment.
    **Current Auto loans from CCSEFCU not eligible for refinancing.



    New Branch Hours
    (back to top)

    Our North East Branch is now open full time:
    3135 Biggs Hwy, North East

    NEW Branch Hours:
    Monday to Thursday 8:00 a.m. - 4:30 p.m.
    Friday 8:00 a.m. - 5:30 p.m.



    The Kelly Group (back to top)



    Skip-a-Pay for a Summer of Savings (back to top)

    This summer vacation is brought to you by Skip-a-Pay. If you need cash or extra time to make loan payments this summer, take a real break with our Skip-a-Pay program.

    You can choose to skip either your July or August 2016 payment on each loan you have with us at the Credit Union. Note: only two bi-weekly payments may be skipped for any given month. Approval is easy, as long as you are current on your loans and not overdrawn on your Checking or Savings Accounts.

    There is a $25 processing fee per loan. Call us today to set up your payment vacation!


    Summer Fun! (back to top)

    This year, take advantage of fantastic discounts that are available online to members for local theme parks and attractions. You can even purchase your Dutch Wonderland, Hershey Park and Regal movie tickets at the Credit Union!

    Visit www.ccsefcu.org/discounts.htm for more information.



    Stay Secure with
    Chip Cards (back to top)

    The new Chip Debit and Credit Cards are being distributed. These cards include the latest chip technology, which provides extra security with greater protection against fraud. Learn more about how the new cards work at: www.ccsefcu.org/visa.htm



    Spring into Lower Payments
    (back to top)

    Get into the spring of things with a low-rate Visaģ Credit Card. With no annual fee and rates as low as 8.99% APR*, youíll save big on your monthly payments. Feel comfortable making purchases with no minimum finance charges, no transaction fees on purchases, and bonus reward Scorecard points that you can earn the more you use your card.

    Now is the time to thaw your assets that are tied up in high-interest credit card payments and make the switch by calling (410) 398-6921 or coming by our offices to apply today.


    *Annual Percentage Rate. Rates are subject to change and depend upon creditworthiness.



    Holiday Schedule (back to top)

    Please note that your Credit Union will be closed in observance of the following holidays:


    March 25 & 28, 2016

    Memorial Day – May 30, 2016

    MD/DC League Annual Meeting – June 3, 2016
    Elkton Branch closing at 12 p.m.

    Independence Day – July 4, 2016

    Labor Day – September 5, 2016

    Columbus Day – October 10, 2016

    Veterans Day – November 11, 2016



    Cecil County Schools
    Employees' Federal Credit Union