Having trouble reading this newsletter? Click here to see it in your browser.
Cecil County School Employees FCU eNewsletter

In this Issue

Get Ready for Spring with a Low-Rate
Vehicle Loan!
arrow The Kelly Group
arrow Take a Break with Our Summer Skip-a-Loan-Payment Program!
arrow Redesign Your Life
with a Home Equity Loan from CCSEFCU
arrow Youth Week
arrow Amusement Parks
and Attractions
arrow Classified Ads
arrow Holiday Schedule

Hours and Locations

203 Booth Street
Elkton, MD 21921

Our representatives are available Monday through Friday during the
following times:

School Year Hours:
8:00 a.m. to 4:30 p.m.

Summer Hours:
9:00 a.m. - 4:00 p.m.


North East:
3135 Biggs Highway,
Suite #6
North East, MD 21901

Our representatives are available Monday through Friday during the
following times:

School Year Hours:
Monday - Thursday
12:00 p.m. to 4:30 p.m.
12:00 p.m. to 5:30 p.m.


Summer Hours:
Monday - Thursday
12:00 p.m. - 4:00 p.m.
12:00 p.m. to 5:00 p.m.

NEW: ATM Now Available!





Get Ready for Spring with a Low-Rate Vehicle Loan!

Spring is here, and it’s time to enjoy the outdoors! Hit the road in style with an auto loan from CCSEFCU! With rates as low as 1.89% APR*, you can relax about your budget as you head out on your new adventures. Loans are available for both new and pre-owned cars.

If you’re not in the market for a set of wheels, we can still help! If you have a current auto loan, ask us about lowering your monthly payment by refinancing.**

Stop by or call us today at 410-398-6921. At CCSEFCU, getting on then
road is a breeze!

*The rates stated are available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.Rates are subject to change without notice.

** Current Auto loans from CCSEFCU not eligible for refinancing.


The Kelly Group (back to top)



Take a Break with Our
Summer Skip-a-Loan-Payment Program! (back to top)

Let CCSEFCU give your budget a breather with our special Summer Skip-a-Loan-Payment Program!

You can choose to skip either your July or August 2014 payment, and you can skip a payment on each loan you have with CCSEFCU.

Note: Only two bi-weekly payments may be skipped for any given
month. Getting approved is easy – if you’re current on your loans
and you’re not overdrawn on your checking or savings accounts,
you qualify. There’s just a $25 processing fee per loan. Call us today
to get started!



Redesign Your Life with a
Home Equity Loan from CCSEFCU (back to top)

What are your plans this year? Maybe you’d like to renovate your kitchen, take that big vacation, or help pay for your child’s college expenses. If you’re a homeowner, you hold the blueprints to making your wishes come true.

With our Home Equity Loan, you can borrow up to $50,000, and you can choose between a fixed-rate loan with a 5- to 7-year term, or a variable-rate line of credit that will let you access money as you need it.

The application process is simple, so you’ll be on your way in no time. Stop by one of our branches to apply. With our low rates, you can build the future of your dreams!



Youth Week
(back to top)

Come celebrate National Credit Union Youth Week with us! Visit CCSEFCU the week of April 20-26 to learn ways to encourage young people to save and practice wise money management. This year’s theme – Catch the $ave Wave – is designed to show youth how to be super savers at their credit union.


Remember: Credit union membership is open to all family members, so everyone in your family can take advantage of the CCSEFCU difference!





Amusement Parks and Attractions
(back to top)

To help you stretch your summer funds, we offer discounts to many area theme parks and attractions. Plus, you can pick up your tickets right at the Credit Union!

Visit www.ccsefcu.org/discounts.htm for
more information!




Classified Ads (back to top)

As a service to our members, we offer free placement of classified ads in our newsletter. We reserve the right to publish submitted ads at our discretion.

If you are interested in placing an advertisement in our quarterly newsletter, email us at ccsefcu@emccu.com. If we approve your ad, we will feature it in the next newsletter.





Holiday Schedule (back to top)

Please note that your Credit Union will be closed in observance of the following holidays:

Good Friday & Easter (Monday)
April 18 & 21, 2014

Memorial Day – May 26, 2014

MDDCCUA Annual Meeting – June 6, 2014
Branches closing at noon

Independence Day – July 4, 2014

Labor Day – September 1, 2014

Columbus Day – October 13, 2014



Cecil County Schools
Federal Credit Union