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Cecil County School Employees FCU eNewsletter


In this Issue

Get Your Santa On With a Holiday Loan!
arrow The Kelly Group
arrow Skip into the Fall Season: Skip-a-Loan Payment Program
arrow Ride into the Sunset with a Low Rate Auto Loan!
arrow Credit Union Scholarships Accepting Applications Now!
arrow Foreign Currency
arrow Reminders
arrow Holiday Schedule


Hours and Locations

Elkton:
203 Booth Street
Elkton, MD 21921
Telephone:
410-398-6921
Fax:
410-398-0032

Our representatives are available Monday through Friday during the
following times:

School Year Hours:
8:00 a.m. to 4:30 p.m.

 

North East:
3135 Biggs Highway,
Suite #6
North East, MD 21901
Telephone:
410-287-8060
Fax:
410-287-8176

Our representatives are available Monday through Friday during the
following times:

School Year Hours:
Monday - Thursday
12:00 p.m. to 4:30 p.m.
Friday
12:00 p.m. to 5:30 p.m.

 

NEW: ATM Now Available!

 

TellerLine:
1-800-388-8380

Online:
www.ccsefcu.org


 




Get Your Santa On
With a Holiday Loan!

Ever wanted to put on the Santa hat, but found yourself a little low on cash? This year you can dress the part by taking advantage of our Holiday Loan from Cecil County School Employees’ Federal Credit Union. Get a few extra presents, spend the holiday on an exotic vacation, the possibilities are endless!

Borrow up to $1,500 with a low rate of 7.99% APR* to help make your Ho Ho Holiday dreams come true! This holiday special is only available from November 1 through December 16, so don’t wait too long – stop into one of our branches today as the reindeer won’t wait around forever!

 

*The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

 

 

The Kelly Group (back to top)

 

 

Skip into the Fall Season:
Skip-a-Loan Payment Program

(back to top)

As the autumn chill moves in, we know you’ve got a lot on your mind with school being in full swing and the holidays quickly approaching. Take away some of the stress with our Skip-a-Loan payment program.

With this great payment program, you can elect to skip either your December 2016 or your January 2017 payment, as well as a payment on each loan you have financed through the Credit Union. Eligible members must be up-to-date on current loans and not overdrawn on either Checking or Savings Accounts. Note: only two biweekly payments may be skipped for any given month.

Applying is simple! A $25 processing fee per loan is required. To apply, stop in or call us today to set up your payment vacation!

 

Ride into the Sunset With a
Low Rate Auto Loan!
(back to top)

The new 2017 car models are out! With rates as low as 1.89% APR*, we’ll have you riding into the sunset in no time. Combine our low rate Auto Loan with your Dealer’s manufacturer rebate option and save even more cash! See below for details. Already have an auto loan through another vendor? Talk to one of our loan specialists about refinancing options to lower your current payments.

 

Don’t let the sun go down on you – call us at (410) 398-6921, apply online at www.ccsefcu.org/vehicle.htm, or visit one of our branches to start saving today!

*The rates stated above available on approved credit. Rates may be different as determined by the individual creditworthiness of each applicant. Not all applicants will qualify for the lowest rate.

 

 

Credit Union Scholarships Accepting Applications Now!
(back to top)

$1000 to be Used at Any Accredited College or University


We love supporting our community. That’s why we’re offering $1,000 scholarships to be used at any accredited college or university. In order to be considered for the scholarship, students must be a Cecil County School Employees’ FCU member. Membership is open to all students in the Cecil County Public School System, Tome School, and Tri-State Academy.

Guidelines to enter for upcoming college students:

  • Be and/or become a member of CCSEFCU
  • Be a high school senior
  • Have a GPA of 2.5 or above
  • Submit a two page double-spaced essay on the topic:
    As a credit union member, explain why someone should choose a credit union as their primary financial institution over alternative service providers, such as for-profit banks.

Please send your applications to the Credit Union at 203 Booth Street, Elkton, MD, 21921 by April 7, 2017. Winners will be announced by May 15, 2017. If you have any questions, please feel free to contact the Credit Union at (410) 398-6921 or email us at: info@ccsefcu.org.

All eligible students are encouraged to apply. Please check out our Scholarship Page for information about a scholarship from the Credit Union Foundation of MD & DC: www.ccsefcu.org/scholar.htm.

 

 

 

Foreign Currency
(back to top)

Going abroad? Stop by one of our branches to exchange your currency before you travel and check one more thing off of your travel to-do list!

 

Reminders!
(back to top)

 

 

 

Holiday Schedule (back to top)

Please note that your Credit Union will be closed in observance of the following holidays:


Columbus Day – Oct. 10, 2016

Training Day – Nov. 8, 2016
Branches open at 1:00 p.m

Veterans Day – Nov. 11, 2015

Thanksgiving – Nov. 24-25, 2016

Christmas – Dec. 23-27, 2016

Shortened Hours – Dec. 28-30, 2016
9:00 a.m. - 3:00 p.m

New Year’s Day – Jan. 2, 2017

Martin Luther King, Jr Day – Jan. 18, 2017

 

 



Cecil County Schools
Federal Credit Union