Holiday Helping Hand
Maybe you’re looking for
some help to finance the small
mountain of presents under
your Christmas tree. Or maybe
you’re planning on surprising the
family with a winter wonderland
vacation and you need some extra
spending power. Whichever it is,
our low-rate Holiday Loan is the
perfect gift this holiday!
Borrow up to $1,500 with a low
rate of 7.99% APR* to make your
Christmas wishes come true! This
holiday special is only available from
November 1 through December 18,
so don’t delay. Come into one of our
branches today to get all you want
for Christmas this year!
So don’t wait – come in to get your
pre-approval and start shopping for
your new car today!
*The rates stated above available with approved credit. Rates may be different as
determined by the individual creditworthiness of each applicant. Not all applicants will
qualify for the lowest rate. Rates are valid as of November 1, 2015 and are subject to change
without notice. The stated rate is based on a .25% discount for automatic loan payment.
New Chip Debit and Credit Cards Coming Soon! (back to top)
Instructions will be provided with
the new Chip Cards during our
normal card reissue cycle. Please
read these instructions carefully.
More information can be
found at: www.ccsefcu.org/visa.htm
The Kelly Group (back to top)
The Gift that Keeps on Giving:
Skip-a-Loan Payment Program
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It can be a little stressful trying to pay your regular bills and the extra expenses that come with the
holidays. As our gift to you this holiday season, we’re announcing our Skip-a-Loan Payment
Program. Let the stress melt away so you can enjoy your loved ones and holiday time stress-free!
You can choose to skip either your December 2015 or your January 2016 payment and you can
also skip a payment on each loan you have financed through the Credit Union. As long as you're
current on your loans and not overdrawn on your checking or savings accounts, you qualify for
this great offer! Note: only two biweekly payments may be skipped for any given month.
Applying for our Skip-a-Loan Payment Program is easier than putting a
present in a gift bag! A $25 processing fee per loan is required. All you have
to do is print and complete this form and bring it by one of our
branches or fax it to 410-398-0032 to get set for a wonderful holiday season!
24/7 Mobile Banking (back to top)
Our new mobile banking platform, Mobiliti™,
gives you full-access to your accounts whenever
you want from wherever you are! View account
balances, transaction history, transfer funds,
and receive account alerts with a few simple
clicks. Log in to Online Banking, click on the
Self Service tab, and select Mobiliti™ under
Additional Services to get started!
Credit Union Scholarships Accepting Applications Now!
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$1000 to be Used at Any Accredited College or University
This scholarship program is for CCSEFCU members
only. Students may join the Credit Union and then
apply. All students in the Cecil County Public School
System, Tome School, and Tri-State Academy are
eligible for membership.
Guidelines to enter for upcoming college students:
- Be and/or become a member of CCSEFCU
- Be a high school senior
- Have a GPA of 2.5 or above
- Submit a two page double-spaced essay on the topic:
“Imagine that you are talking with a friend. Explain to them the
value of your credit union membership.”
All essays must be forwarded to the credit union at 203 Booth Street, Elkton, MD 21921 by April 8, 2016. The decision will be made by May 13, 2016. For more information, contact
the credit union office at 410-398-6921 or email us at firstname.lastname@example.org.
We encourage all qualified students to apply! Visit our Scholarship page for information on a scholarship from Credit Union Foundation of MD & DC.
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About to enjoy some time abroad? Check one more thing off your
to-do list by letting our convenient and secure service help exchange
your currency! Stop by to learn more.
Classified Ads (back to top)
As a service to our members, we offer free placement of classified ads in our
newsletter. We reserve the right to publish submitted ads at our discretion.
If you are interested in placing an advertisement in our quarterly newsletter,
email us at email@example.com. If we approve your ad, we will feature it in
the next newsletter.
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Holiday Schedule (back to top)
Please note that your Credit Union will be closed in observance of the following holidays:
Columbus Day –
Oct. 12, 2015
Training Day –
Oct. 27, 2015
Branches open at 1:00 p.m
Veterans Day –
Nov. 11, 2015
Nov. 26-27, 2015
Dec. 24-28, 2015
Shortened Hours –
Dec. 29-31, 2015
9:00 a.m. - 3:00 p.m
New Year’s Day –
Jan. 1, 2016
Martin Luther King Day –
Jan. 18, 2016