Does your home need fixing, or are you fixing to get a new home? You can accomplish one or both with our real estate loans.

Home Equity Line of Credit
Using your home as collateral, you can borrow up to $50,000 for home improvements, tuition, a car, a vacation and more. You'll get an extra-low rate, and your interest may be tax deductible. (Ask your tax advisor for details.) Choose from 2 options:

• A fixed-rate loan with a term of 5 to 7 years
• A variable-rate line of credit (rate adjusts quarterly) with a 5-year draw and a 7-year payback period

Both loans have rates based on the Prime Rate printed in the Wall Street Journal.

Please apply in person.

Check interest rates.