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Complete our online loan application to apply.

Consumer Loans

Got a big purchase to make but can't quite come up with the cash? A consumer loan from your credit union could be the answer.

Appliance
Need a new stove, washing machine, refrigerator, dishwasher, etc.? We’ll lend you $300 to $2000 to make your life easier. Sorry, we don’t do dishes. (The loan check will be made payable to the member and the appliance dealer.)

Check interest rates. Apply online.

Computer
What better way to view our website than from a brand-new computer? We’ll help you get one with a loan of $300 to $4000. (Please provide us with a bill of sale and a serial number within 30 days of purchase.)

Check interest rates. Apply online.

Dental Expenses
Our rates will make those dental bills a little easier to swallow. You can borrow up to $6000 for major dental expenses such as braces and implants. A written statement from your dentist is required. (The loan check will be made payable to the member and the dentist.)

Check interest rates. Apply online.

Home Improvement
Make repairs, build a garage, add a pool and more with a little help from your credit union. Just be sure to invite us over for a swim! (The purpose of your loan must be substantiated within 60 days with a contractor’s bill, canceled check, etc.)

Check interest rates. Apply online.

Lawn Equipment
Could your garden use a little help from John Deere? We’ll finance lawn tractors and other equipment. Please provide us with a "dealer quote" at the time of application. For amounts exceeding $3000, checks may be made payable directly to the vendor.

Check interest rates. Apply online.

Holiday
Need some “jingle” in your pocket to pay for those holiday expenses? Try a Holiday loan. Rates and terms are established in the fall of each year.

Check interest rates. Apply online.

Vacation
Going on a trip? Stop in for a vacation loan first. Borrow up to $1000 for 12 months or up to $4500 for 24 months.

Check interest rates. Apply online.

Bill Consolidation
High-rate debt got you down? Consolidate your bills with us! You’ll get a lower rate—plus lower monthly payments to go with it. Borrow $500 to $5000 depending on your needs.

Check interest rates. Apply online.

Personal
Need money for something we haven’t mentioned yet, such as taxes or insurance premiums? Consider taking out a personal loan. Individuals with less than one year at their current employer must repay this loan within 12 months. Others may receive terms as long as 3 years. The maximum loan amount is $5000.

Check interest rates. Apply online.

Hypothecation (Share Secured)
Borrow against your share savings account or certificate and get a low rate and a term to fit your needs.

Check interest rates. Apply online.

Want to know what your monthly payments will be? Check out our loan calculator.

Credit Life and Credit Disability insurances are available on all loans. Click here for details.

 

  203 Booth Street
Elkton, MD 21921
  410.398.6921
410.398.0032 fax
   info@ccsefcu.org
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